Affordable Metal Building Financing

Ascential Buildings makes owning your ideal metal structure easier than ever with flexible financing and convenient Rent-To-Own solutions designed to fit your budget.

Explore Financing Options

Your Path to Ownership: Tailored Financing Solutions

We've partnered with leading financial providers to offer you a range of options.

Traditional Financing

Secure competitive loan rates and flexible terms through our network of trusted lending partners. Ideal for larger projects and those seeking to build equity with conventional loan structures.

  • Competitive interest rates
  • Flexible fixed repayment terms (60, 120, or 240 months)
  • Higher loan amounts available (up to 400k!)
  • Option to check rates with no impact on credit score (with select lenders) Check your qualification!
Learn More & Apply Online

Rent-To-Own (RTO) Program

Our Rent-To-Own program, through partners like EZ Pay, offers a straightforward path to ownership with no credit check required in most cases. Get instant approval and affordable monthly payments.

  • No Credit Check Required*
  • Instant Approval Process
  • Affordable Monthly Payments
  • Own your building after the rental term or pay off early
    • *in most cases. Click to view EZ Pay website
Explore Rent-To-Own

Why Finance Your Building with Ascential Buildings?

Budget-Friendly Payments

Spread the cost of your metal building over time with manageable monthly payments that fit your budget.

Solutions for Many Credit Types

With options like Rent-To-Own (no credit check) and traditional financing, we strive to find a solution for various financial situations.

Quick & Simple Process

Our partners offer streamlined online applications and fast approval decisions, getting you closer to your building sooner.

Getting Started is Easy

Follow these simple steps to finance your new metal building.

1
Design Your Building

Work with our team or use our online builder to customize your perfect metal structure.

2
Choose Financing

Select traditional financing or our Rent-To-Own program based on your needs and preferences.

3
Apply Online

Complete a simple online application through our trusted third-party financing partners.

4
Approval & Delivery

Upon approval, finalize your order, and we'll schedule your building's delivery and installation!

Financing FAQs

For traditional financing, you'll generally need to provide personal identification information, income verification (like pay stubs or tax returns), employment details, and information about the building you wish to purchase. For Rent-To-Own, the requirements are much simpler, typically just basic contact information and details for the delivery site.

Our Rent-To-Own program does not require a credit check, so it will not affect your credit score. For traditional financing through partners like PreferredLenders Inc., checking your rates or pre-qualifying often involves a "soft" credit pull which typically does not impact your score. A "hard" credit inquiry is usually only performed if you decide to proceed with a loan offer. Always confirm with the specific lender.

Rent-To-Own terms can vary but typically range from 24 to 60 months. Each monthly payment contributes towards the ownership of your building. You'll have a clear agreement outlining the payment amount, term length, and options for early purchase if desired.

Yes, most Rent-To-Own agreements offer an early purchase option (EPO). This allows you to buy the building outright at a discounted price before the end of your rental term, often saving you money compared to completing all rental payments. Details will be in your RTO contract.

Ready to Finance Your Metal Building?

Our team is here to guide you through the financing process and help you select the best option for your new Ascential Building. Get started today!

Contact Us for Assistance Get a Building Quote First

Disclaimer: All financing and Rent-To-Own programs are offered by third-party providers, and are subject to their terms, conditions, and approval processes. Ascential Buildings is not a lender and does not make credit decisions. Availability of programs may vary. Please contact us or our financing partners for full details and eligibility.